Associate Analyst – Credit Analysis

About the role

Moody's is looking for a motivated Associate to support the credit analysis rating process for financial institutions, insurance companies and securities firms. Working under senior analysts, you will contribute to preliminary credit assessments, data analysis and reporting while gaining exposure to Moody’s methodologies and AI‑enhanced tools.

Key responsibilities

• Conduct preliminary credit analysis across a portfolio of financial institutions, insurance companies and securities firms.
• Interpret financial statements, asset performance data and economic indicators to support quantitative and qualitative assessments.
• Prepare charts, reports and written commentary aligned with Moody’s rating methodologies.
• Build, maintain and update financial models, analytical tools and supporting spreadsheets.
• Assist in credit monitoring and surveillance activities.
• Explore the use of AI tools to improve analytical processes and ensure responsible AI practices.

Required profile

• Undergraduate degree in economics, finance, accounting, business administration or a related field.
• 1‑2 years of relevant experience, including internships, with solid analytical abilities.
• Strong attention to detail and ability to work in a changing environment.
• Effective written and verbal communication skills in English.
• Proactive, collaborative mindset and curiosity to learn Moody’s credit rating processes.

Required skills

• Proficiency in Power BI for data analysis, reporting and presentation.