Senior Credit Analyst – Agent Underwriting

About the role

The Credit Analyst is a key member of the financial team, responsible for assessing and managing the creditworthiness of potential agents during onboarding. This role works closely with Finance Operations and Sales to ensure a thorough underwriting process.

Key responsibilities

• Analyze and interpret data from reports for credit analysis of agents.
• Review and approve credit lines for agents based on their credit profiles.
• Escalate issues or potential risks identified during underwriting.
• Manage Excel models to monitor credit line depletion and proactively address it.
• Assess risk of temporary credit line increases and make decisions within approved parameters.
• Identify needs for permanent credit line adjustments.
• Manage check‑cashing process exceptions related to the credit department.
• Monitor payment rating changes for agents and ensure appropriate credit line approvals.

Required profile

• 1‑2 years of relevant experience, preferably in credit underwriting.
• Ability to meet deadlines and manage multiple tasks.
• Strong oral and written communication skills.
• Effective interaction with all management levels.
• Problem‑solving initiative and ability to work autonomously.

What we offer

• Life insurance
• Partial medical insurance
• Tuition assistance
• Employee Stock Purchase Plan
• Growth opportunities